New York Motorcycle Accident Lawyers 

Motorcycle accidents can be drastic, leading to severe injuries and even death. Filing an insurance claim and receiving compensation becomes even more painful for motorcycle accident victims. The United States has more than 10 million motorcycle users, and the number of accidents is also overwhelming. Therefore, it becomes critical for the claimants to receive insurance without taking New York motorcycle accident lawyers help. Let’s understand motorcycle accident law, insurance claims, and the role of a lawyer. 

Is Motorcycle Insurance no-fault in New York? 

What is motorcycle accident law in New York? Every state in the United States has different laws for insurance claims against car and motorcycle accidents. New York is a no-fault state for motor vehicle accidents, meaning none of the parties involved in an accident will prove their innocence before the court to receive compensation. In New York State, all parties involved in an accident will receive insurance coverage regardless of who was at fault.

Everything About How to file a no-fault insurance claim in New York

However, motorcycle insurance in New York is exempted from a no-fault category because the accident itself is considered a dangerous activity. Under Article 51 of the New York State Insurance Law, motorcycle riders and their passengers are exempted from no-fault insurance coverage, as motorcycles are not included in the category of motor vehicles according to section 5102 (f). 

Benefit of Exemption from No-fault Law

You may be worried to know that motorcycle accidents in New York are not entertained under the no-fault law. However, there are a few benefits of exemption that you can avail. The first benefit is that you are not liable for the serious injury threshold of no-fault law. 

Instead, the motorist can file a claim against the other party under at-fault law. If the claimant successfully proves the other party was at fault, he can get compensation for damages equal to the losses sustained, including medical expenses, and loss of income. 

Another benefit of no-fault exemption is that even if you were partially at fault, you can still recover a percentage of the damages under the Fault Laws. 

Types of injuries in Motorcycle Accidents

Motorcycle accidents are more damaging than motor vehicle accidents as cars, vans and trucks offer more protection to drivers and passengers. Common personal injuries in Motorcycle accidents are: 

• Sprains, strains, and fractures
• Road rashes
• Burns
• Lacerations
• Traumatic brain injury
• Spinal cord injury 

New York Statute of Limitations for Motorcycle Accident Insurance Claims

The post-accident period can be overwhelming for the riders and passengers as they may suffer severe personal injuries and traumas. Due to the ongoing situation, the motorcyclists and victims prefer recovering from injuries, and delaying filing insurance claims might cause a loss of evidence.  

However, the NYC Statute of Limitations to claim insurance is three years from the accident date. Therefore, claimants must be informed about legal procedures and state insurance laws to receive compensation for medical expenses and other damages. You can consult with an experienced attorney. 

What to do after a motorcycle accident?

A motorcycle accident can be traumatic and with the general perception of motorcyclists for negligence, ignorance of safety measures, and reckless driving, it’s hard to get public sympathy and legal help. To meet the legal requirements of insurance claims and prove oneself not at fault, the motorist must take a few steps including;

Take photos or videos of the accident site

Record videos of witnesses

Damaged helmet, clothes, or safety gear

Medical records

FIR and police report

Medical slips

How Can A New York Motorcycle Accident Lawyer Help You?

A motorcycle accident lawyer in New York guides you at every step of filing an insurance claim to acquire maximum compensation. He will help claimants gather evidence and negotiate with the other party’s insurance company to get a settlement. Also, with the legal acumen, the motorcycle accident lawyer will explore all possible ways to find the best solutions. 

Types of New York Motorcycle Accident Claims

There are several types of motorcycle accident claims in New York. This includes;

Insurance claim when the rider is not at fault

Insurance claim when the rider is partially at fault 

Insurance claim when the victim is a passenger

Insurance claim when the person injured was a passerby

After your lawyer understands all the possible options and legal intricacies, he will help get an insurance settlement and compensation for expensive vehicle repairs, medical expenses, and loss of wages.