Massachusetts Insurance Commissioner Denies Rate Increase Request by Workers’ Comp Bureau
In a significant decision for businesses and workers across the state, the Massachusetts Insurance Commissioner has denied a rate increase request made by the Workers’ Compensation Rating and Inspection Bureau of Massachusetts (WCRIBMA).
This decision means that employers will not see a rise in their workers’ compensation insurance premiums at least for now.
What Happened?
Earlier this year, WCRIBMA, the group responsible for proposing rates for workers’ compensation insurance in Massachusetts, submitted a request for a rate increase. They claimed that rising medical costs, claim frequency, and other economic factors required a higher premium rate.
However, after reviewing the request, the Insurance Commissioner decided not to approve the increase. The ruling came after analyzing data, economic trends, and public comments.
Why Is This Important?
For many small and medium-sized businesses, workers’ compensation insurance is a significant operating cost. A rate increase could have made it more expensive for companies to stay in compliance with state laws while protecting their workers.
The decision helps:
- Business owners by keeping costs stable
- Workers by ensuring continued coverage
- The economy by promoting job growth and financial balance

What Is Workers’ Compensation Insurance?
Workers’ compensation insurance helps cover:
- Medical expenses for injured employees
- Lost wages during recovery
- Disability benefits
- Rehabilitation services
Every employer in Massachusetts is required by law to provide this coverage.
The Commissioner’s Statement
In the official response, the Insurance Commissioner emphasized the need to protect both businesses and workers, especially in times of economic uncertainty.
The office stated:
“While we recognize the financial challenges of maintaining insurance programs, the data does not justify the proposed increase at this time.”
What Happens Next?
For now, the current workers’ comp rates will stay the same. However, future requests for rate changes can still be submitted by WCRIBMA. The state will continue monitoring trends to ensure the system stays fair and balanced for all parties.
Final Thoughts
The denial of this rate increase is a win for Massachusetts employers and employees. It ensures stability and affordability while keeping the focus on worker protection.
If you are a business owner in Massachusetts, this decision might give you financial breathing room but it’s still important to regularly review your insurance policies and stay informed about future updates.